Texas Mutual Insurance Company - Providers of Workers' Comp Insurance

Program Options

We offer three basic workers’ comp insurance programs, other states coverage, plus additional options for qualifying customers. Use the links below or call (800) 859-5995 for more information.

Small Business Injury
Protection Plan (SBIPP)

Cornerstone® Program

Start Program

Eligibility

Applicants with an estimated (rate tier x payroll) premium of less than $5,000 Applicants with an estimated (rate tier x payroll) premium of $5,000 or more Applicants with a poor loss history, inadequate safety program or uncontrolled catastrophic exposure

Application forms

ACORD® 130
Other forms as needed
ACORD® 130
Other forms as needed
ACORD® 130 and Start Supplemental Application
Other forms as needed

Additional coverage

Retros

Not available Available on a limited basis Available on a limited basis

Safety groups

Available through qualifying
safety groups
Available through qualifying
safety groups
Not available

Deductibles

Not available Deductible policies available per manual and negotiated Deductible policies available per manual and negotiated

Application submissions

Internet Quoting Internet Quoting  
By e-mail at apps@texasmutual.com
 
By e-mail at apps@texasmutual.com  By e-mail at apps@texasmutual.com 
Texas Mutual Insurance Co.
SBIPP Underwriting
P.O. Box 12058
Austin, Texas 78711-2058
Texas Mutual Insurance Co.
Underwriting
P.O. Box 12058
Austin, Texas 78711-2058
Texas Mutual Insurance Co.
Start Underwriting
P.O. Box 12058
Austin, Texas 78711-2058

Small Business Injury Protection Plan (SBIPP)

Eligibility

Applicants with an estimated (rate tier x payroll) premium of less than $5,000

Application forms

Additional coverage

Retros

Not available

Safety groups

Available through qualifying safety groups

Deductibles

Not available

Application submissions

Cornerstone® Program

Eligibility

Applicants with an estimated (rate tier x payroll) premium of $5,000 or more

Application forms

Additional coverage

Retros

Available on a limited basis

Safety groups

Available through qualifying safety groups

Deductibles

Deductible policies available per manual and negotiated

Application submissions

Start Program

Eligibility

Applicants with a poor loss history, inadequate safety program or uncontrolled catastrophic exposure

Application forms

Additional coverage

Retros

Available on a limited basis

Safety groups

Not available

Deductibles

Deductible policies available per manual and negotiated

Application submissions

  • By e-mail at apps@texasmutual.com
  • By mail at
    Texas Mutual Insurance Co.
    Start Underwriting
    P.O. Box 12058
    Austin, Texas 78711-2058

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