Agents

Program Options

We offer three basic workers’ comp insurance programs, other states coverage, plus additional options for qualifying customers. Use the links below or call (800) 859-5995 for more information.

Small Business Injury
Protection Plan (SBIPP)		 Cornerstone® Program Start Program
Eligibility
Applicants with an estimated (rate tier x payroll) premium of less than $5,000   Applicants with an estimated (rate tier x payroll) premium of $5,000 or more   Applicants with a poor loss history, inadequate safety program or uncontrolled catastrophic exposure
Application forms
ACORD® 130
Other forms as needed		   ACORD® 130
Other forms as needed		   ACORD® 130 and Start Supplemental Application
Other forms as needed
Additional coverage

  Increased limits for employer liability ($1,000,000 maximum)

  USL&H and maritime

  Waivers of subrogation

  Coverage for non-subscribers

  

  Increased limits for employer liability ($1,000,000 maximum)

  USL&H and maritime

  Waivers of subrogation

  Coverage for non-subscribers

  

  Increased limits for employer liability ($500,000 maximum)

  USL&H and maritime

  Waivers of subrogation

  Coverage for non-subscribers
Retros
Not available   Available on a limited basis   Available on a limited basis
Group purchase programs
Available through qualifying purchasing groups   Available through qualifying purchasing groups   Not available
Deductibles
Not available   Deductible policies available per manual and negotiated   Deductible policies available per manual and negotiated
Application submissions
Internet Quoting Internet Quoting  
By e-mail at apps@texasmutual.com
 		 By e-mail at apps@texasmutual.com  By e-mail at apps@texasmutual.com 
Texas Mutual Insurance Co.
SBIPP Underwriting
P.O. Box 12058
Austin, Texas 78711-2058		 Texas Mutual Insurance Co.
Underwriting
P.O. Box 12058
Austin, Texas 78711-2058		 Texas Mutual Insurance Co.
Start Underwriting
P.O. Box 12058
Austin, Texas 78711-2058

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