Texas Mutual Insurance Company - Providers of Workers' Comp Insurance

Safety Groups

Workers' compensation insurance is just one of many expenses that employers have to consider. You can make it a smaller part of your budget by joining a safety group.

Safety groups allow employers in similar industries to reduce their premiums by purchasing their coverage as a group. If you join a group, you get:

  • A premium discount. Most groups offer discounts between 10 and 11 percent.
  • A safety plan designed for your industry. By preventing accidents, you can lower your claim costs.
  • Potential dividends. Policyholders who control their losses may receive a monetary reward in the form of a dividend. Safety group members may also qualify for an additional group dividend if the group has favorable results.

Texas Mutual Insurance Company offers the following safety groups. Ask your agent if you qualify.

Group name Open to
AgriComp Seed merchants; cotton farming gins; feed and fertilizer manufacturers; grain elevators; hay, feed and grain dealers
ASG Safety Group Security guards and investigators
CompGroup AGC General and specialty contractors
Emergency Service Organization Fire departments, nonprofit EMS organizations and private ambulance companies
Hospitals of Texas Hospitals
Lone Star Auto Dealers Franchised auto, truck, RV, boat and motorcycle dealerships
Lone Star Energy Butane/propane gas operators and dealers
NFIB Construction Artisan contractors
NFIB Manufacturing Manufacturing
NFIB Wholesale/Retail Wholesale and retail
Social Services Agencies of Texas Social services agencies, such as Head Start, Eldercare and YMCA
Texas Apartment Association Property and condo managers
Texas Alliance of Energy Producers Oil and gas production
Texas Association of Manufacturers Manufacturers
Texas Automotive Safety Group Tire sales centers, general auto repair facilities, lube centers, auto parts stores and body, brake repair, automotive machine and radiator shops
Texas Cattle Feeders Association Livestock sales companies and drivers, feed manufacturers
Texas Church Group Nonprofit, faith-based organizations operating houses of worship
Texas Construction Safety Group Subcontractors and suppliers
Texas Green Industry Wholesale and retail nurseries, landscape contractors, growers, irrigation contractors and other green industry businesses
Texas Home Builders Most segments of the home-building industry
Texas Lodging Group Hotels, motels, bed and breakfasts, and hospitality groups
Texas Lumber & Wood Products Loggers, sawmills and most forms of wood products manufacturing
Texas Machinery and Equipment Dealers All machinery and equipment dealers
Texas Medical Group Physician offices, home health care, nursing homes, outpatient care centers and more
Texas Oil & Gas Association Oil and gas
Texas Recreation Safety Group Golf clubs, country clubs, health clubs, tennis clubs, fishing clubs, bowling centers and others in the recreation industry
Texas Restaurant Association Restaurants
Texas Schools Group Private schools
Texas Sign Association Comp Group Inc. On-premise sign product manufacturers, sign supply distributors and associated sign service providers

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