Welcome to Texas Mutual Insurance Company, the state's leading provider of workers' compensation insurance. This site is a resource for employers who want to know more about us and the workers' comp system.

If you have questions, please feel free to contact us at information@texasmutual.com.

• Why workers' comp?
• Why Texas Mutual?
• Online services
• Premiums
• Claims

If you are not sure whether workers' comp is the right choice for your business, click here to learn more.

If you choose to purchase a workers' comp policy, you should:

• Understand your rights and responsibilities in the workers' comp system.
• Speak the language of workers' comp.
• Learn your role in fighting workers' comp fraud, making third-party recoveries, keeping employees safe on the job and helping them return to work when they get injured.

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• Competitive premiums. Our competitive premiums and discount options make us a money-saving workers’ comp solution.



• Health care network. We designed our workers’ comp health care network to reduce the costs of injuries. Eligible employers who choose the network get a 12 percent annual premium discount.



• Comprehensive safety resources. Our loss prevention professionals and interactive online safety tools help policyholders protect their employees and lower their costs.

But why stop there?

• Focused claim management. Our claim teams focus on getting injured workers well and back on the job.



• Potential dividends. We have declared about $445 million in dividends since 1999.*



• Zero tolerance for fraud. Our three teams of investigators save millions in false claim payments by fighting workers' comp fraud.



• Versatile coverage options. Our versatile coverage options meet the needs of most Texas businesses, including small businesses.



• Here for Texas. Here to Stay. Other carries will come and go. Texas Mutual Insurance Company is here for Texas, and we’re here to stay.

*Past dividends are not a guarantee of future dividends, and the Texas Department of Insurance must approve all dividends.

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• Report an injury
• Improve your safety program
• Get claim details
• Review personal dividend history
• Report interim payroll
• Create custom loss run reports
• File Form DWC-3 Employer’s Wage Statement

To register for complete policyholder access to Texas Mutual^® online services, click here.

You can also grant your employees full or limited access to:

• Dividend history
• Loss and claim information
• Class code and payroll information
• Interim reporting

To grant or change employee access levels, send an email to information@texasmutual.com or call our information services center at (800) 859-5995. Your email should include your policy number, the employee's name, and which online information the employee should have accesss to.

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To find a network pharmacy, go to www.scripnet.com , or call the ScripNet help desk at (888) 880-8562.

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Texas Mutual^® is a registered service mark of Texas Mutual Insurance Company.