Workers' Comp for All

Surprisingly affordable

A lot of business owners think workers' compensation insurance is expensive when compared to a nonsubscriber option like occupational accident, but rates have come down so much in the past decade.

That’s why it’s important to quote workers’ comp to your clients even if they think they can't afford it. Independent agent Jason Grove says, "Honestly, it's as simple as saying, 'I think you're going to be surprised.' It's not as expensive as it used to be."

Jason Grove, President of Grove & Davis Insurance Agency, has been partnering with Texas Mutual for 15 years.

Workers' comp offers the best protection for employees like this auto shop worker.

A cautionary tale

Don't let your clients find out the hard way about the risks of going without workers' comp.

"I actually had a client who I tried to get into workers' comp for years," explains agent Jason Grove. "Then one day, he unfortunately had an employee get injured and almost lost his business because of the limits of his nonsubscriber policy."

Fortunately, the business survived and Grove was able to get his client into a workers' comp policy right away.

"He called me and said, ‘I finally see what you were talking about,'" says Grove.

No comparison

Workers' compensation takes care of your clients if their employees are injured on the job. These expenses can be your responsibility if you choose a cheaper alternative to workers' comp.

Texas Mutual employee Jeff Sekiguchi explains, "Texas Mutual is able to come in, give that injured employee the care they need [and] it protects the employer."

Territory Management Specialist Jeff Sekiguchi is part of our team that supports agents in growing their businesses.