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Safety Groups

The Right Group for the Right Client

When you enroll your clients in one of our 24 safety groups, you’re placing them with experts who know their industry and can help make their businesses better. Our safety group members receive:

  • Industry-specific information and resources
  • An average of 12% savings on their workers’ comp premium
  • The opportunity to earn double dividends every year

Search by class code or explore the safety groups below to find the right group for your clients.    

Agriculture

Construction

Energy

Manufacturing

Medical services

Nonprofit services

Transportation

Others

What is a safety group?

A safety group is an added benefit for your safe, responsible Texas Mutual clients. The Texas Department of Insurance allows employers in similar businesses to form safety groups, giving them group purchasing power to earn a discount on their workers' compensation insurance premiums. Our safety groups are one of the best ways you can keep your clients happy and boost your retention.

Talk to your Texas Mutual underwriter about getting your client approved for a safety group.

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Construction workers walking on a worksite

The safety group advantage

In addition to a premium discount, members can earn an additional dividend based on the group’s performance. They also have access to industry-specific safety resources.

In 2024, we paid over $20 million in dividends to safety group members.

Dividends are based on performance, are not guaranteed and must comply with Texas Department of Insurance rules.

Have a client that's a good fit?

See if your client is a good fit for a safety group using our Internet Quoting tool.

Find safety resources

Explore more opportunities to help make your clients' businesses safer.