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It pays to have Texas Mutual

We offer financial protection plus benefits.

Why it makes sense

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With rates at their lowest in over a decade, best-in-class coverage and an industry-leading dividend program, the decision to get workers’ comp with Texas Mutual becomes an easy one.

Low rates are just the beginning

In addition to the lowest rates in over a decade, we offer a claims management process that's easy, efficient and worry-free. Plus, all our policyholders have free access to exclusive safety resources that can help keep your employees safe and your premiums low.

Hair salon owner smiling at camera

Policyholders like this salon owner know it pays to have Texas Mutual.

Hand taking a dividend check out of an envelope

This year, we sent dividends to over 90% of our policyholders.

An industry-leading dividend program

Texas Mutual policyholders also have the opportunity to earn dividends for things like loyalty and a good safety record. This year alone, we've paid more than $350 million to businesses across the state.

More financial benefits for you

If your business qualifies for a Texas Mutual industry safety group, you could be eligible for up to a 12% discount off the already low rates and have the opportunity to earn a second dividend based on your group's performance.

Insurance agent smiling at camera

Texas Mutual partners with agents like Brad Board of Insurica to help policyholders enjoy the financial benefits of workers' comp.

The full story

Get to know more about workers' compensation with Texas Mutual, including our industry-leading dividend program, fraud-fighting team and claims management.

Dividends are based on performance, are not guaranteed and must comply with Texas Department of Insurance regulations.

Need help getting started?

Ask your insurance agent about workers' compensation with Texas Mutual. Or, find a knowledgeable agent near you.